Easy Roof Financing with First Commerce
Stubbs Roofing has teamed up with another local expert, First Commerce Credit Union. If you are interested in exploring payment options for your roofing or gutter project, follow the Apply Now button below. The minimum roof loan amount they offer is $1000, which is excellent for smaller projects.
No Payoff Penalty
Dedicated FCCU loan officers can assist you throughout the process. You can also choose 3 months of deferred payments on all loans or 6 months of deferred payments on $5k+ loan amounts.
Instant Credit Decision
Credit decisions are quick. Just follow the apply now button below to get started. Existing members can even login using the same button!
Fast Funding
Funds are typically processed in 1-2 days. Finalize your loan once your project is completed in case you have other costs, such as plywood replacement.
$1000 Loan
A minimum loan as low as $1000 can even help with repairs or smaller projects.
Apply Now! Click to start the roof loan application:
Easy Roof Financing Process
1
APPLICATION
Apply now and complete the brief online information request. SSN, DL, and other basic income and debt questions.
2
PRE APPROVED
You will receive an email with a pre-approval letter based on the amount and rates you chose. Simply let your Stubbs Roofing consultant know that you are pre-approved, and we can schedule the work.
3
WORK COMPLETION
Once the work is completed, we will send you a completion form that we both sign. This is helpful when sometimes you may have extra wood costs or other elected options.
4
DISPURSEMENT
FCCU will finalize the loan with the completion form amount and proceed to disburse funds.
Why consider roof financing for your project?
Roof financing can offer several benefits, depending on your financial situation and needs. Here are some potential advantages:
Immediate Repair or Replacement: If your roof is in urgent need of repair or replacement, roof financing allows you to address the issue promptly without having to wait until you have saved enough money.
Protecting Your Home: A new roof enhances the structural integrity of your home, protecting it from leaks, water damage, and other potential issues. This can save you money on future repairs and maintenance.
Increased Property Value: A new roof can increase the overall value of your property. If you plan to sell your home in the future, having a well-maintained roof can be an attractive selling point for potential buyers.
Energy Efficiency: Some roofing materials and systems offer improved energy efficiency, which can result in lower utility bills over time. Roof financing allows you to invest in energy-efficient roofing options that may have long-term cost savings.
Flexible Payment Options: Roof financing provides flexibility in payment options. You can choose a repayment plan that aligns with your budget, making it more manageable to cover the cost of the new roof.
Preserving Home Insurance Coverage: Insurance companies may require homeowners to maintain a certain level of roof quality to keep their coverage. Roof financing allows you to meet these requirements and ensure continued insurance protection for your home.
Peace of Mind: Knowing that your home is protected by a sturdy and reliable roof can provide peace of mind. Financing allows you to address roofing issues promptly, reducing stress related to potential damage.
Before opting for roof financing, it’s essential to carefully consider the terms and interest rates associated with the loan. Make sure to choose a financing option that aligns with your budget and long-term financial goals.
